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Mortgage Rates Drop Today!
Mortgage Rates at 4.25% FIXED* - Act Now!

Current Mortgage Rates

Friday, February 03, 2012
Lower your monthly payments**
  • $150,000 loan for under $867/month
  • $200,000 loan for under $1,156/month
  • $225,000 loan for under $1,301/month
  • $250,000 loan for under $1,445/month
  • $300,000 loan for under $1,734/month
  • $350,000 loan for under $2,023/month
 

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* Fixed-Rate Mortgage: The payment on a $200,000 15-year Fixed-Rate Loan at 4.25% and 80% loan-to-value (LTV) is $1504.56 with 1.875 points due at closing. The Annual Percentage Rate (APR) is 4.622%. Some state and county maximum loan amount restrictions may apply.

** FHA Express: Rate is fixed. The payment on a $203,000, 30-year fixed rate loan at 5.00% and 80% loan-to-value (LTV) is $1174.33 with 0.625 Points due at closing. Payment includes a one time upfront mortgage insurance premium (MIP) at 1.75% of the base loan amount and a monthly MIP calculated at 0.50% of the base loan amount. The 0.50% monthly MIP will be paid until the loan reaches 78% LTV, provided the MIP has been paid for a minimum of 5 years. Thereafter, the monthly loan payment will consist of equal monthly principal and interest payments only until the end of the loan. Some state and county maximum loan amount restrictions may apply. The Annual Percentage Rate (APR) is 5.106%.

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